Earn yield, backed by global payment flows.
Supply collateral to leading DeFi lending markets. Delegate your borrowing power to regulated payment institutions and earn a credit premium backed by real-world receivables.
To offer instant cross-border payouts, payment institutions must pre-fund accounts across every market they serve. Line replaces this trapped capital with on-demand credit lines, powered by liquidity from leading DeFi lending markets.
$4T
in cross-border payments moves on prefunded capital that sits idle. Line turns that demand into a credit premium your collateral can earn, on top of its base DeFi yield.
Your collateral, working twice
Keep earning DeFi supply yield. Add a real-world credit premium on top.
.01
Supply
Supply collateral through Line into Aave or Morpho. It earns the market's normal supply yield and never leaves the protocol.
.02
Delegate
Your position creates borrowing power. Instead of drawing it yourself, you delegate it to one named, regulated payment institution.
.03
Earn
The delegatee draws stablecoins to settle real cross-border payments, then repays with a premium days later. You earn the base yield plus the credit premium.
Where the second yield comes from
The same collateral does two jobs at once — earning supply yield in the lending market and backing a real-world credit line. That double duty is the second yield, and it asks no extra capital of you.
Provide capital for real‑world credit
We're onboarding our first capital providers: funds, DAOs, and allocators looking to earn real-world yield on their digital assets.
- Curated, underwritten borrowers — regulated payment institutions only
- Choose your protocol and your risk tranche
- Preferred terms as an early provider